Home Loans for Physicians & Advanced Medical Professionals in AZ
Mortgage Solutions for Doctors

Arizona Physician Home Loan Experts

Advanced Medical Professionals Home Loan Program

We understand the financial challenges you may face as a young physician, such as having a limited down payment for a home. Complete our FREE, No Obligation Consultation Form & we'll answer all your mortgage questions today!

FREE, No Obligation Consultation

Loan Program Features

  • 100% financing with competitive pricing
  • No down payment required
  • Primary residence only
  • Purchase or refinances (no cash-out)
  • Fixed and variable rate options
  • Student loans deferred greater than 12 months from closing are not considered in debt to income ratio
  • Specialty underwriting for 1099 and contract employees
  • Discounted 0.125% interest rate option available for borrowers who have a qualifying BOKF checking/savings account and agree to make mortgage payment via ACH from that account
Mortgage Solutions for Doctors

About Our Physician & Advanced Medical Professional Home Loan Programs

As a physician you will have some hurdles when it comes to home loan financing - whether you are a resident, in a fellowship, or attending - you're unique borrower profile and circumstances could cause an issue with typical mortgage lenders. We work with you to get you into your new home.

Our physician mortgage programs were developed for physicians like you in mind. Whether that's taking a new employment contract as proof of income, or understanding that your student loans are a different type of debt that doesn't have to count against your DTI or debt to income ratio. Our physician mortgage programs have a lot of benefits specifically tailored to doctors.

Learn More
Mortgage Solutions for Doctors

Learn More About Our Physician & Advanced Medical Professional Home Loans

A mortgage with the benefits you are looking for.

100% financing with competitive pricing and unique qualifying criteria on various loan products
No down payment required
Primary residence only
Purchase or refinances (no cash-out)
Fixed and variable rate options
Student loans deferred greater than 12 months from closing are not considered in debt to income ratio
Specialty underwriting for 1099 and contract employees
Discounted 0.125% interest rate option available for borrowers who have a qualifying BOKF checking/savings account and agree to make mortgage payment via ACH from that account
Learn More About Our Programs
Edward Lopez - Your Physician Loan Specialist
Your Physician & Advanced Medical Professional Loan Specialist

Edward Lopez

NMLS ID: 598677

Getting into your new home is just a click away. From the time you apply for your physician home mortgage loan, until the day you close and get the keys to your new home, our specially trained and experienced staff manages and oversees the entire loan process.

Schedule a free consultation today to get started. I specialize in helping Arizona physicians navigate the unique challenges of medical professional home financing.

Read Bio →
Work with us!

BOK Financial

BOK Financial is a top 25 U.S.-based bank, offering sophisticated wealth, commercial and consumer products and services. Still, we do business one client at a time, focused on delivering thoughtful expertise and tailored advice, because we know that when our clients succeed, we succeed.

Full Service Banking Markets

Arizona | Arkansas | Colorado | Kansas | Missouri | New Mexico | Oklahoma | Texas